Affordable Protection – Guaranteed Coverage
Accidents can happen anytime, anywhere, but preparing for them is simple with the Club’s trusted Accident Plan. Designed exclusively for City, LADWP, and State employees, this plan provides guaranteed coverage with no medical exam required. Active members under age 65, along with eligible spouses, domestic partners, and dependents, are all eligible to enroll.
Plan Highlights
Choose the level of protection that fits your needs: Standard or Premier. Both options provide lump sum payments directly to you for a wide range of covered accidents, including fractures, burns, dislocations, and surgical procedures.
Affordable, Hassle-Free Coverage
Monthly rates start as low as $19.90 for individual coverage and go up to $66.90 for family coverage, depending on your selected plan. Premiums are conveniently payroll deducted, making protection both simple and affordable.
Key Benefits
- Hospital Benefits: Receive up to $2,700 for intensive care unit admission and up to $950 per day for hospital confinement under the Premier Plan.
- Surgical and Rehabilitation Benefits: Receive up to $1,800 for major surgeries, plus up to $200 per day in rehabilitation benefits.
- Fracture and Burn Benefits: Payments range from $1,000 to $17,000, depending on the severity of the injury.
“These payments go directly to the Member,” the Club emphasizes. “You decide how to use them, whether for medical expenses, childcare, or everyday household needs.”